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	If you are considering a mortgage, 4Free would like to introduce you to Caledonian Express, one of the UK's leading credit brokers. Like to buy a property but can't get a mortgage? Need to free up some capital from your home? Want to buy a property to let out? Wish to buy your council house? Thinking of buying a property abroad? We can help. With over 150 lenders, Caledonian Express have a 95% success rate in placing mortgages and re-mortgages. Some of the specialist mortgage options available:
Self-certification of income for employed and self-employed people (no accounts, no problem) Previously bankrupt or currently in IVA no barrier CCJ's and/or arrears acceptable Mortgages for semi-commercial property available, including buy to let Mortgages for purchase of your Council, Forces or Housing Association home Mortgages for the purchase of property in Europe or Israel Re-mortgages with or without adverse credit Mortgages and Re-mortgages for older people & unmarried couples High income multiples 100% mortgages for first and second time buyers
Lenders include High Street, specialist and non-status lenders. Caledonian Express only deal with reputable lending companies who offer value for money and superior service, so you won't necessarily end up paying a premium for your mortgage because you've had some credit problems. For clients with clean or only slightly damaged credit, Caledonian Express can arrange mortgages that take advantage of some of the best deals on the market, including low-start, cash-back and discounted rate mortgages. For clients with serious adverse credit, including newly-discharged bankrupts and clients currently in IVA, there are deals available that rival standard High Street rates. If you have seen a property you would like to buy, why not ask for a quote and decision in principle? It only takes 48 hours to get an answer, it's free, and there is no obligation to accept any offer. Please note that neither 4Free nor Caledonian Express can accept applications by telephone, please use the online forms on this site. Click here to Request a Free Decision in Principle and Quotation See also the 4free loans section for secured and unsecured loans. Statutory Notice: Written quotations available. Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.